On Wednesday, 15th of October 2025, the Croatian Agency for SMEs, Innovation and Investments (HAMAG-BICRO) is opening two new loan programmes: National loans for investments and National loans for working capital. Allocation for those two programmes totals 100 million euro. Highest loan amount for investments is 150 thousand euro, while highest loan amount for working capital is 50 thousand euro. National loans in question are intended for micro, small and medium enterprises.