CROATIAN AGENCY FOR SMES, INNOVATIONS AND INVESTMENTS
The Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO) is a government agency and reference institution for every entrepreneur who seeks sources of financing at any stage of business development – from idea, research and development to commercialization and marketing. HAMAG-BICRO offers a full range of services for the needs of entrepreneurs by financing programs through grants, guarantees and loans at favourable interest rates, as well as programs to encourage research, development and innovation.